Bakery Insurance Pak
Bakeries
Insurance Solutions for All
Bakeries & Subsidiary Industries
Insurable Classes
BAKERIES
PASTRY SHOPS
WEDDING CAKE SHOP
MANUFACTURERS OF:
BREAD
ROLLS
PIES
COOKIES
PRETZELS
HOME BAKERIES
CAFES’
DONUT & BAGEL SHOP
AND MANY OTHERS
Available Coverage
National Program
Program Offerings
- Only National “A” Rated Carriers Used to Protect Assets
- TMA is an Independent Agency Having Hundreds of Carriers to Choose from
- Inspection Services Available
- TMA has over 75 Years of Experience
- Product Liability automatically included
- Streamlined Renewal Process
- Easy Monthly Payment Plans Available
Liability & UMbrella
- Certificates are issued within 24 hours. If requested in the Morning issued the same day.
- Comprehensive General Liability
- Café Liquor Liability is available
- Products & Professional Liability
- Separate Liability Limits For Each Coverage
- Blanket Additional Insured Can be Added
- Umbrella Limits up to $1,000,000 / $25,000,000 or Higher
PROPERTY
- Commercial Building & Contents
- Full Replacement Cost Included
- Business Income may be increased to 18 or 36 Months
- Different State Locations Can be written on 1 policy
- Extremely broad automatic Enhancement Coverage
- Savings with all lines Insured; Up to 25%
COMMERCIAL AUTO
- Broad Form Drive Other Car
- Any Owned Auto Available
- Auto Umbrella optional
- Hired & Non-Owned Auto
- Loan/Lease Gap Coverage
WORKERS COMPENSATION
- State Required Coverage Based on Payroll
- Specific classes for Bakeries
- Different States included on 1 policy
- Competitive Classifications & Rates
- Experience Modifications Available
- Early to Return Work Program
Cyber Liability
- Privacy Liability
- Phishing & Data Breach
- Network Security Liability
- Digital Asset Restoration
- Wire Fraud-Multimedia
- And Many Others…
MANAGEMENT LIABILITY
- Employment Practices Liability
- Directors & Officers
- Fiduciary Liability
Bonds
- Contract: Bid-Payment-Performance
- Commercial: All Types
- Fidelity: ERISA-401k-Employee
- Dishonesty & more
The Millward Agency
Adam Millward
P: 801-216-4545
adam@millwardagency.com
