Manufacturing insurance is indispensable for protecting the operations, assets, and reputation of companies involved in the manufacturing industry. As producers of goods ranging from consumer products to industrial equipment, manufacturers face a myriad of risks and liabilities that could jeopardize their business continuity and financial stability. In this dynamic environment marked by evolving technologies, supply chain complexities, and regulatory requirements, manufacturing insurance serves as a critical safeguard, offering financial protection, risk management solutions, and peace of mind to businesses and their stakeholders.

Manufacturing insurance is necessary to address the diverse risks inherent in the manufacturing process, including property damage, equipment breakdowns, product liability, supply chain disruptions, cyber threats, and workplace accidents. By providing comprehensive coverage tailored to the specific needs of manufacturing operations, insurance policies help protect against financial losses, legal expenses, and reputational damage that could result from unforeseen events or allegations of negligence.


Furthermore, manufacturing insurance enables companies to navigate the complex regulatory landscape governing the industry, ensuring compliance with safety standards, environmental regulations, and product liability laws. With the support of insurance coverage, manufacturers can demonstrate their commitment to safety, quality, and responsible business practices, fostering trust and confidence among customers, suppliers, and regulatory authorities.

In summary, manufacturing insurance is essential for safeguarding the integrity, innovation, and sustainability of companies in the manufacturing sector. By providing financial security, risk management support, and regulatory compliance assistance, insurance enables manufacturers to focus on their core mission of producing high-quality products efficiently and responsibly, knowing that they are prepared to address the challenges and uncertainties of the manufacturing industry.

Why Choose The Millward Agency?

Choosing The Millward Agency means opting for unwavering confidence in your insurance provider. Our accolades and recognitions speak volumes about our commitment to excellence. Our bespoke insurance solutions are designed to underwrite your success, with a proven track record of serving businesses like yours with integrity, innovation, and a keen understanding of industry-specific risks.

Nationwide Presence

We are proud to offer nationwide coverage while retaining a personal touch that resonates with local communities. Our understanding of diverse regional needs ensures that our clients receive service that feels both global and neighborly.

75+ Years of Expertise

We carry a legacy of over seven decades in the insurance industry. Our enduring commitment to excellence is rooted in a deep understanding of insurance’s evolving landscape, shaped by years of experience and client-focused service.

Integrity in Every Policy

Our philosophy is simple: if we wouldn’t buy it ourselves, we won’t sell it. This ethos ensures every policy we offer is built on a foundation of trust and reliability, reflecting our commitment to honest and transparent insurance solutions.

Class of Business

Manufacturing businesses encompass a wide range of industries involved in the production of goods, materials, and components for various sectors of the economy.

These are just a few examples of manufacturing businesses, illustrating the diversity and complexity of the manufacturing industry. Each type of manufacturing business plays a unique role in producing goods and materials for consumption, construction, transportation, and other sectors of the economy.

Here are some common types of manufacturing businesses:

IconAutomobile Manufacturing

Automobile manufacturers produce vehicles such as cars, trucks, vans, and motorcycles. They design, assemble, and manufacture automotive components, engines, chassis, and body parts.

IconElectronics Manufacturing

Electronics manufacturers produce electronic components, devices, and equipment such as semiconductors, circuit boards, computers, smartphones, televisions, and home appliances.

IconFood and Beverage Manufacturing
Food and beverage manufacturers produce food products, beverages, and packaged goods for consumption. They include food processing plants, breweries, wineries, bakeries, and dairy farms.
IconTextile and Apparel Manufacturing
Textile and apparel manufacturers produce fabrics, clothing, footwear, and accessories such as shirts, pants, dresses, shoes, and bags. They include textile mills, garment factories, and apparel manufacturers.


IconChemical Manufacturing

Chemical manufacturers produce chemicals, pharmaceuticals, and chemical products for various industries such as agriculture, healthcare, construction, and manufacturing. They include pharmaceutical companies, chemical plants, and specialty chemical manufacturers.

IconMetal Fabrication and Machinery Manufacturing

Metal fabrication and machinery manufacturers produce metal products, components, and machinery such as steel structures, machine tools, engines, and industrial equipment.

IconPlastics and Rubber Manufacturing

Plastics and rubber manufacturers produce plastic products, packaging materials, rubber goods, and synthetic materials such as plastic bottles, containers, tires, and seals.


IconAerospace and Defense Manufacturing
Aerospace and defense manufacturers produce aircraft, aerospace components, defense systems, and military equipment such as airplanes, helicopters, missiles, and satellites.


IconWood and Paper Manufacturing

Wood and paper manufacturers produce wood products, lumber, paper, and pulp for construction, packaging, and printing industries. They include sawmills, paper mills, and woodworking factories.

IconMedical Device Manufacturing

Medical device manufacturers produce medical equipment, devices, instruments, and implants for healthcare providers and patients. They include companies that manufacture diagnostic devices, surgical instruments, prosthetics, and medical implants.

IconRenewable Energy Manufacturing
Renewable energy manufacturers produce components, equipment, and systems for generating renewable energy such as solar panels, wind turbines, batteries, and energy storage systems.

IconConsumer Goods Manufacturing
Consumer goods manufacturers produce a wide range of everyday products such as household goods, personal care items, cosmetics, toys, and recreational products.

Common Policies Needed

Insurance coverage for manufacturers is crucial to protect against a wide range of risks inherent in their operations, including production, distribution, and supply chain management.

These insurance coverages help manufacturing companies mitigate risks, protect against liabilities, and ensure the continuity of their operations in the face of unforeseen events. It’s essential for manufacturers to work with experienced insurance professionals to assess their specific risks and tailor insurance programs to their unique needs and exposures.

Here are some common insurance coverages needed for manufacturers:

Property Insurance

Covers damage or loss to the manufacturing facility, buildings, machinery, equipment, inventory, and raw materials due to perils such as fire, theft, vandalism, or natural disasters.

General Liability Insurance

Provides coverage for bodily injury, property damage, and personal injury claims arising from accidents or incidents that occur on the premises of the manufacturing facility or as a result of its products or operations.

Product Liability Insurance

Protects against claims arising from injuries or damages caused by products manufactured, distributed, or sold by the manufacturing company. Product liability insurance covers legal expenses, settlements, and judgments associated with product defects, design flaws, or inadequate warnings.

Equipment Breakdown Insurance

Covers repair or replacement costs for machinery, equipment, and systems that break down or malfunction due to mechanical failures, electrical faults, or other covered perils.

Business Interruption Insurance

Provides coverage for lost income and extra expenses incurred by the manufacturing company due to a temporary closure or interruption of operations caused by covered perils, such as fire, equipment breakdown, or other disasters.

Supply Chain Insurance

Protects against financial losses resulting from disruptions or failures in the supply chain, including delays, shortages, or interruptions in the delivery of raw materials, components, or finished goods.

Cyber Liability Insurance

Covers losses resulting from data breaches, cyberattacks, or other cyber incidents that compromise sensitive information stored or transmitted by the manufacturing company’s computer systems. Cyber liability insurance helps protect against financial losses, legal expenses, and reputational damage associated with cyber threats.

Workers' Compensation Insurance

Provides coverage for medical expenses, lost wages, and disability benefits for employees who are injured or become ill while performing their job duties at the manufacturing facility. Workers’ compensation insurance is mandatory in most jurisdictions and helps protect both employees and employers.

Commercial Auto Insurance

Provides coverage for vehicles owned or used by the manufacturing company for business purposes, such as delivery trucks, company cars, or forklifts. Commercial auto insurance covers liability, property damage, and physical damage to vehicles.

Environmental Liability Insurance

Covers cleanup costs and liability for pollution or environmental contamination at the healthcare facility’s premises. Environmental liability insurance is important for addressing risks associated with hazardous materials, waste disposal, or environmental hazards.

The Millward Agency, Inc. Testimonials

Hear from our clients who have achieved stability and growth with The Millward Agency’s insurance solutions. Our case studies demonstrate our commitment to providing unparalleled support and protection, proving that no challenge is too big when you have the right insurance partner.

Kurtis ThorntonKurtis Thornton
18:38 16 Jan 22
Very helpful and nice people, a great place to get your insurance needs taken care of.
Christopher LymanChristopher Lyman
14:48 26 Oct 19
Finally, I don't need to ever look for another insurance agent. The Millward Agency handles my personal and business insurance. Always helpful with my questions and quick to respond to my emergencies. The Millward Agency Rocks!
Markusz SudozMarkusz Sudoz
19:03 19 Jul 19
Every time I go to my broker, Ed Caceres @ the Millward Agency, he always finds me the best insurance rates on my real estate properties. Ed is great, always extremely responsive and understanding of the industry. In the past I would go do my own insurance shopping and spend hours on hours to get the best rate, now I do not even bother shopping around I just call Ed and he always has the best pricing. In the beginning I got a quote from Ed then shopped around, now I have learned to not even waste my time. Ed @ Millward Always saves me hundreds of dollars. 110% on customer service, 100% on pricing!!! A+++
Mobility SolutionsMobility Solutions
19:09 25 Jul 18
Everybody!!!!! is Great to work with when ever I need anything which is almost monthly.Linda
carlene klebecarlene klebe
20:01 22 Jun 18
My former insurance agent and friend recommended Ed Caceres of Millward Agency. Within hours of having given Ed a call, I had quotes and was decided to go with his carrier. He was professional and answered all my questions. I’m happy to have done business with Ed and Millward Agency.
John CourtneyJohn Courtney
16:20 11 Jun 18
Business or Personal this is who you want - Personal service from their Team is amazing, treat as though you are their only client.* Business - Review policy/coverage every year. Not limited to one or two insurance providers. Recommend changes, not necessarily to save money (although it is available) provide additional coverage. Three months later our additional coverage cost $150 on a $15000 claim. For years we were not covered! They are not limited to one or two insurance providers as our previous agent.* Personal - couple of claims were handled like we were their only client. They bundled coverage in such a way to save $2100 a year for a family of four and kids in college.***Will continue to recommend to business colleagues, friends and family***
Karen CarterKaren Carter
16:01 08 Jun 18
Our company has been working with Millward Agency for many years.They have been the best insurance company I have ever worked with.The staff is always very informative and very professional. Our insurance needs which include general, auto and worker's comp are very complex. Millward is able to handle and update all of our needs at any time of the year. I really like the fact they get back to you very quickly! They are very knowledgeable and caring we never think of going elsewhere. We will definitely be customers for years to come. Thank you Millward Agency!
Chad StottChad Stott
17:56 07 Jun 18
Wade and the Millward team have been consistently reliable, prompt, knowledgeable and a pleasure to work with. Wade and his crew have guided us through our ever growing needs and we attribute our success to the partnerships we have forged with organizations like The Millward Agency. We look forward to many more years working together.

Get a Quote

Ready to accelerate your business’s security and success? Contact Millward Agency today for a personalized insurance quote. Our team of experts is here to guide you through the process with ease and confidence, ensuring your business is covered, no matter what lies on the road ahead.