Commercial Businesses

Commercial Business

Commercial Business Outline

Because of TMA’s extensive knowledge & markets, we can write most commercial businesses in the United States. When we write an extensive amount of any one type of industry, it becomes an exclusive program. So, if your industry is not listed, don’t worry. We can handle it. The below list is a general outline of our flexibility. Good times or bad, hard market or soft, TMA is there to help. We fill coverage gaps while protecting our clientele against unforeseen, insured losses.

Insurable Business Classes

Commercial Buildings & Apartments Hotels-Motels-Condos-Warehouses

Machine Shops-Metal Workers-All Kinds

Printers-Silk Screeners-Laminators

Office Exposure of all kinds-Dentists-Physicians Optometrists-Clinics-Out Patient Surgery

Any Non-Profits Business-

All Types of Associations

Artisan Contractors-Plumbers-HVAC-Electrical-Tile Work-Carpentry-
Flooring Etc

HIgh Risk Contractors-Concrete Work-Roofers-Builders-Framers-Dry Wall Etc

Technology-Computer-Web Designers-Programming-Service & Repair

Pharmacies-Including Compounding

Wholesale Distributors & Retail Exposures-Transportation-Service Industries

AND MANY OTHERS…

Available Coverage

National Program

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Program HIGHLIGHTS

Only National “A” Rated Carriers Used to Protect Clients Assets
TMA reviews in detail all Previous policies to find Uninsured gaps; then advises The client on how to correct.
TMA rates all Liability & Work Comp exposures correctly, saving Premium dollars for the insured.
TMA represents hundreds of Nationwide Insurance Carriers in which to choose from
Streamlined Renewal Process
TMA’s Qualified & Trained CSRS’ Will answer your questions

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Liability & Umbrella

Comprehensive General Liability
Products & Professional Liability
E&O/Professional Liability for All Classes of Businesses
Prior Acts can be included on a Claims Made Contract
Blanket Additional Insured Can be included
Foreign Liability Coverage is Available
Excess & Umbrella limits $1,000,000 Up to $25,000,000 or higher

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Property

Commercial Building & Contents Full Replacement cost
All Furniture-Fixtures-Equipment Stock & Leasehold Improvements Included under Contents
Loss of Income can be extended from 12 up to 36 Months in some instances
Inland Marine for expensive Equipment
Ocean Marine Competitively Priced
Very Broad Foreign Property Policies Available

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