Fire & Sprinkler Contractors
Fire & Sprinkler Contractors
Insurable classes
FIRE SPRINKLER SYSTEMS
CHEMICAL SYSTEMS
FIRE EXTINGUISHERS
FIRE & BURGLAR ALARMS
CLEAN AGENT SYSTEMS
KITCHEN SUPPRESSION
FIRE HYDRANTS
CCTV-SECURITY & MONITORING
INSURABLE SERVICES
MANUFACTURING
SALES & DESIGN
SERVICE/MAINTENANCE
MONITORING
DISTRIBUTION & WHOLESALE
INSTALLATION
REPAIR/FABRICATION
INSPECTION & TESTING
Available Coverage
National Program
Program Offerings
- Certificates will be issued within 24 hours; if received early morning, same day turn around
- Only National “A” Rated Carriers Used to Protect Clients Assets
- 73% of all policies reviewed have gaps in coverage. We find & Correct them.
- TMA trims out the fat of Uncompetitive FS programs Offering reduced costs & Better Coverages.
- TMA brings flexible, affordable, Products & Professional Service To Our Clients
- TMA is an Independent Agency Having Hundreds of Carriers to Choose from
- TMA Carriers have a Specific & Detailed FS Program
- Streamlined Renewal Process
- TMA’s Qualified & Trained CSRS’ available to help answer your questions
Liability & UMbrella
- All FS Services can be included by Correct GL Coding
- Comprehensive General Liability
- Products & Professional Liability
- Separate Professional Liability Limits
- Prior Acts can be included on a Claims Made Contract
- Blanket Additional Insured Can be Added
- Umbrella Limits $1,000,000 Up to $25,000,000 or Higher
PROPERTY
- Commercial Building & Contents
- Full Replacement Cost
- All Furniture-Fixtures-Equipment Stock & Leasehold Improvements Included under Contents
- Loss of Income is Included
- Inland Marine optional for expensive Equipment
COMMERCIAL AUTO
- Discounted Auto Fleets Available
- Broad Form Drive Other Car
- Any Owned Auto Available
- Hired & Non-Owned Auto
- Loan/Lease Gap Coverage
- Auto Umbrella optional
WORKERS COMPENSATION
- State Required Coverage Based on Payroll
- Specific classes for All Fire Sprinkler Classifications
- Competitive Rates
- Experience Modifications Available
- Early to Return Work Program
Cyber Liability
- Privacy Liability
- Phishing & Data Breach
- Network Security Liability
- Digital Asset Restoration
- Wire Fraud-Multimedia
- And Many Others…
MANAGEMENT LIABILITY
- Employment Practices Liability
- Directors & Officers
- Fiduciary Liability
Bonds
- Contract: Bid-Payment-Performance
- Commercial: All Types
- Fidelity: ERISA-401k-Employee
- Dishonesty & more
The Millward Agency
Adam Millward
P: 801-216-4545
adam@millwardagency.com
