Personal Lines Policies
Personal Lines

Personal Line Coverages
TMA Offers Home-Auto-Inland Marine-Rental Dwelling and Personal Umbrella Policies.
Most are written for our Commercial Clients in conjunction with their Business Policies. We can write Personal Lines in many different states. Multiple rentals can be added onto 1 policy for ease of management. If you write more than 1 policy, let’s say Home & Auto, you will receive a multi policy discount. All policies have easy payment schedules, if needed.
Personal Lines Highlights
All Homeowners include guaranteed replacement cost coverage
Discounted Premiums For Than 1 Policy Written
Comprehensive and Broad Coverages
Monthly or Quarterly Payment Plans Available
Youthful Drivers Can Be Included With Good Driving Records
AND MANY OTHERS…
Available Policies

Homeowners & Umbrella
- Home-Guaranteed Replacement Cost
- Additional Living Expense
- Contents-Replacement Cost
- Higher Deductibles to Lower Premiums
- Comprehensive Personal Liability Up to $1,000,000
- Umbrella up to $25,000,000 above Homeowners’ Limits
- Umbrella Limits are in addition to Home and Auto Primary limits
Personal Automobile
- Auto Liability up to $1,000,000
- Replacement Cost in some instances For new Vehicles
- Lease Gap Coverage Available Roadside Assistance
- Rental Reimbursement up to $5,000 On some Policies
- Multi-Car Discounts-Broad Form Drive Other Car Coverage Included
- Quick Turn Around quotes for Clean Drivers


Dwelling Rental Policies
- Dwellings Have Full Replacement Cost Coverage
- Loss of Rental Income for
12 Months Included - Comprehensive Personal Liability may be seperate up to $1,000,000 or added to Homeowners Limit
- Several Rental Dwellings may be Insured under 1 Policy if so desired
Inland Marine
- May be added to Homeowners or Insured seperately
- Jewelry-Firearms-Valuables of Any kind can be insured with Current Appraisal
- Exclusive “All Risk” Very Broad Coverages are Automatically Included

The Millward Agency
Adam Millward
P: 801-216-4545
adam@millwardagency.com