



Propane Dealers



Propane Dealers

Insurable Classes & Services
PROPANE DEALERS
HVAC SERVICES-INCIDENTAL
PROPANE DISTRIBUTORS
GAS STATIONS & ATTACHED STORES
REPAIR & INSTALLATION
PROGRAM AVAILABLE IN 40 STATES & COUNTING
Available Coverage
National Program
Program HIGHLIGHTS
- Only National “A” Rated Carriers Used to Protect Clients Assets
- TMA provides one of the few all lines solutions to all Propane Classes
- Dedicated Vendors for Spill management & Cleanup
- TMA Is An Independent Agency with Hundreds of Carriers to Choose From
- Streamlined Renewal Process
Package & Umbrella Policies
Property
- Building & Contents Full Replacement cost
- Loss of Income for Normal Operating Expenses, including Payroll & Net Profit; if any
- Inland Marine for Equipment
On the Trucks
LIABILITY
- General Liability-Slip & Fall
- Products/Completed Operations
- Limited Pollution Liability Pollution Cleanup & Removal
- Unloading/Loading Coverage
- Mis-Delivery Coverage
- Automatic Fill Coverage
- Minimum limits of $1,000,000 Per Occurrence // $2,000,000 Aggregate
- Blanket Additional Insured Can be added
Umbrella & Excess
- Excess over existing Primary Liability Limits
- Umbrella excess over Commercial Auto
- Umbrella Limits $1,000,000 Up to $25,000,000 or higher
COMMERCIAL AUTO
- Discounted Auto Fleets Available
- Drug & Alcohol Testing DOT Compliance
- Hired & Non-Owned Auto
- Loan/Lease Gap Coverage
- Auto Risk Management Services Provided to reduce Claims
Workers Compensation
- State-Required Coverage Based on Payroll
- Work Comp Discounts when Combined with Package
- Experience Modifications available
- Early to Return Work Program
Cyber liability
- Privacy Liability
- Phishing & Data Breach
- Network Security Liability
- Digital Asset Restoration
- Wire Fraud-Multimedia
- And Many Others…
Management Liability
- Employment Practices Liability
- Directors & Officers
- Fiduciary Liability
The Millward Agency
Adam Millward
P: 801-216-4545
adam@millwardagency.com