Restoration Contractors
Restoration Contractors
Restore Shield Program
The TMA restoration shield program is designed to meet the unique needs of the Restoration Contractor Industry. No matter the size of your company, or the products you offer, we provide a tailored, nationwide insurance Program that protects your specific exposures.
Insurable Classes & Services
Fire smoke damage
wind/storm damage
remodeling services
contents cleaning & restoration
mold remediation
water damage
bio-hazard/trauma
Emergencies & OTHERS
Highlights & Coverages
Nationwide Program
Program Highlights
- Only National “A” Rated Carriers Used to Protect our Clients Assets
- 73% of all Policies reviewed have gaps in coverage. TMA finds & corrects them
- TMA provides Risk Management Solutions to lower costs
- TMA is an Independent Agency Having Hundreds of Carriers to Choose from
- TMA specializes in the Restoration Industry
- TMA provides savings between 15% & 25% compared to our competitors
- Streamlined Renewal Process
Liability & UMbrella
- Certificates are issued within 24 hours. If requested in the Morning issued the same day.
- Comprehensive General Liability
- Products & Professional Liability
- Pollution Liability
- Separate Liability Limits
- Blanket Additional Insured Can be Added
- Umbrella Limits $1,000,000
- Up to $25,000,000 or Higher
PROPERTY
- Commercial Building & Contents
- Full Replacement Cost
- Business Income may be increased to 18-36 Months
- Different State Locations Can be written on 1 policy
- Enhancement Coverages are Extremely Broad
- Including Personal Property of Others in the Care Custody & Control of the Insured
- Inland Marine Availability
COMMERCIAL AUTO
- Broad Form Drive Other Car
- Any Owned Auto Available
- Auto Umbrella optional
- Hired & Non-Owned Auto
- Loan/Lease Gap Coverage
- Commercial Auto Fleet Discounts Available
WORKERS COMPENSATION
- State Required Coverage Based on Payroll
- Specific classes for Bakeries
- Different States included on 1 policy
- Competitive Classifications & Rates
- Experience Modifications Available
- Early to Return Work Program
Cyber Liability
- Privacy Liability
- Phishing & Data Breach
- Network Security Liability
- Digital Asset Restoration
- Wire Fraud-Multimedia
- And Many Others…
MANAGEMENT LIABILITY
- Employment Practices Liability
- Directors & Officers
- Fiduciary Liability
Bonds
- Contract: Bid-Payment-Performance
- Commercial: All Types
- Fidelity: ERISA-401k-Employee
- Dishonesty & more
The Millward Agency
Adam Millward
P: 801-216-4545
adam@millwardagency.com
