Restoration Contractors

Restoration Contractors

Restore Shield Program


The TMA restoration shield program is designed to meet the unique needs of the Restoration Contractor Industry. No matter the size of your company, or the products you offer, we provide a tailored, nationwide insurance Program that protects your specific exposures.

Insurable Classes & Services


Fire smoke damage

wind/storm damage

remodeling services

contents cleaning & restoration

mold remediation

water damage


Emergencies & OTHERS

Highlights & Coverages

Nationwide Program


Program Highlights

  • Only National “A” Rated Carriers Used to Protect our Clients Assets
  • 73% of all Policies reviewed have gaps in coverage. TMA finds & corrects them
  • TMA provides Risk Management Solutions to lower costs
  • TMA is an Independent Agency Having Hundreds of Carriers to Choose from
  • TMA specializes in the Restoration Industry
  • TMA provides savings between 15% & 25% compared to our competitors
  • Streamlined Renewal Process

Liability & UMbrella

  • Certificates are issued within 24 hours. If requested in the Morning issued the same day.
  • Comprehensive General Liability
  • Products & Professional Liability
  • Pollution Liability
  • Separate Liability Limits
  • Blanket Additional Insured Can be Added
  • Umbrella Limits $1,000,000
  • Up to $25,000,000 or Higher


  • Commercial Building & Contents
  • Full Replacement Cost
  • Business Income may be increased to 18-36 Months
  • Different State Locations Can be written on 1 policy
  • Enhancement Coverages are Extremely Broad
  • Including Personal Property of Others in the Care Custody & Control of the Insured 
  • Inland Marine Availability


  • Broad Form Drive Other Car
  • Any Owned Auto Available
  • Auto Umbrella optional
  • Hired & Non-Owned Auto
  • Loan/Lease Gap Coverage
  • Commercial Auto Fleet Discounts Available


  • State Required Coverage Based on Payroll
  • Specific classes for Bakeries
  • Different States included on 1 policy
  • Competitive Classifications & Rates
  • Experience Modifications Available
  • Early to Return Work Program

Cyber Liability

  • Privacy Liability
  • Phishing & Data Breach
  • Network Security Liability
  • Digital Asset Restoration
  • Wire Fraud-Multimedia
  • And Many Others…


  • Employment Practices Liability
  • Directors & Officers
  • Fiduciary Liability



  • Contract: Bid-Payment-Performance
  • Commercial: All Types
  • Fidelity: ERISA-401k-Employee
  • Dishonesty & more

The Millward Agency
Adam Millward
P: 801-216-4545

11142 N Highland Blvd
HighlandUT 84003